Monthly Archives: June 2017

Setting Up a Courier Business

The demand for couriers has never been higher than it currently is. The amount of items that are ordered online every day is staggering and somebody has to deliver those items. This being the case, it’s easy to assume that if you set up your own courier service you’d have a very good chance of success. However things are not quite that simple.

Although couriers are in high demand, the courier industry is highly competitive, with major players like Parcelforce and DHL to compete with as well as countless freelance couriers. If you are confident you can succeed in such a competitive industry though then below are some great tips for getting started.

Getting a premises

One of the first things you’ll need to do when setting up a courier firm is a business premises that you can run your operation from. When looking for the right premises you should think about how much space you need and what you’re able to afford to pay for rent. The main factors that will affect the cost of a business premises is its size and location. You might have to make some compromises when looking for a premises depending on your budget.

Getting insurance

Another thing you’ll need to run a courier business is the right type of cover. Courier insurance policies can be highly tailored to suit your individual needs.

Some common types of cover in a courier insurance policy include –

  • Public liability insurance – Public liability insurance is a must when working with the public. If your business was to face a liability claim for any reason then you would need to fight it and if you lost, have enough money to pay out in compensation.
  • Road risks – You of course need to cover your drivers for road risks too. You can choose from a third party only policy; third party, fire and theft or fully comprehensive.
  • Goods in transit insurance – Goods in transit insurance will ensure that if any of the goods you’re transporting are lost or damaged, then you’d be compensated for the value. This is an extremely important type of cover, especially if you’re transporting valuable goods.
  • Breakdown assistance – It’s vital that you have breakdown assistance included in your policy too. This way if any of your drivers were to break down, you can ensure that they’re back on the road again ASAP.



Getting Car Insurance When You’ve Been Declared Bankrupt

If you have been declared bankrupt then you’re probably already aware that it can greatly impact your ability to find car insurance at a reasonable rate. Insurance providers make decisions based upon risk and people who have been declared bankrupt are considered higher risk.

If you’ve been declared bankrupt in the past or you intend to apply for bankruptcy soon then the good news is that finding car insurance at an affordable price is not as hard as it seems. There are specialist providers of convicted drivers insurance who can offer you a fair policy based on your circumstances.

Where to find cover

Sites such as Conviction Insure make it easy for you to get quotes from specialist providers of convicted drivers insurance.

Reasons to get your cover online include –

  • Easily tailor your policy – One of the major benefits of getting your insurance online rather than over the phone is that you’re able to take the time to think about what type of policy you want and easily tailor it accordingly. This way you can ensure that you get the right policy for your needs.
  • Get quotes easily – Another big benefit of getting convicted drivers insurance online is that it makes it very easy to get quotes from different insurance providers. Getting a lot of quotes is one of the best ways to save money on convicted drivers insurance so this is a very compelling reason to get your cover online.

Ways to save money

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  • Limit your cover options – One of the easiest ways to keep the cost of your insurance down is to limit the cover options on your policy. The cheapest type of policy you can get is third party only. Although this is very bare bones and doesn’t provide any real protection for your own vehicle, it does make your car road legal. 
  • Have somewhere secure to park – Parking your car in a driveway or garage will always make it cheaper to get insurance than if it were parked on the street. This is simply because cars parked on the street are much more likely to be targeted by thieves and vandals.
  • Consider paying upfront – Most people don’t consider this option since it does mean paying a big sum at once. However doing this will enable you to make quite a significant saving with the majority of insurance providers.