Monthly Archives: July 2017

Getting Insurance as a New Van Driver

If you’ve recently bought a van for the first time, or are planning to get one soon, the first thing you need to know is that you’ll need to get special van insurance.

Where can I get van insurance quotes?

There are many places online that you can get van insurance quotes easily. For example, http://www.multiquotetruck.co.uk/ enables you to get van insurance quotes from a panel of specialist providers in a matter of minutes.

What type of cover can I get?

Below are some of the main types of van insurance cover you can get –

  • Third party – Third party insurance works the same way for vans as it does for cars i.e. other parties will be covered for collisions where you’re liable. This is the minimum level of cover you need to drive your van legally.
  • Comprehensive – A comprehensive policy will cover your vehicle for all types of collisions, even those you’re liable for. This provides the most protection.
  • Breakdown assistance – Breakdown assistance is always important for van drivers. You might already have breakdown cover from another provider but it’s still worth checking how much it would cost to have it included in your policy as you might be able to save money.
  • Goods in transit – If you use your van for transporting goods, for example if you work as a courier, then goods in transit cover is a must. This will cover the contents of your van for theft and damage.

How can I save money?

Below are some of the best ways to save money on van insurance –

  • Park your vehicle securely – One of the best ways to keep the cost of van insurance down is to park your vehicle securely. Ideally you will have a driveway where you can park your vehicle as this makes it much more secure than parking it on the street. You should also take any steps you can to make your van itself more secure.
  • Pay annually – If you can pay for your van insurance annually rather than monthly then you should be able to make a significant saving on the overall cost.