Combe Martin

If your business makes use of vans then you’ll already know that insurance can be one of the biggest expenses. If you have separate policies for your vans, even if you only have 3 or 4, then you could save yourself a lot of time and stress by getting them insured together as a fleet.

Benefits of fleet insurance

Below are some of the biggest benefits of fleet insurance –

• It’s cheaper – One of the biggest benefits of fleet insurance compared to insuring vehicles separately is that it usually works out considerably cheaper. Insurance companies prefer when you spend more upfront so getting a larger policy that covers all your vehicles compared to separate policies for each works out better for everyone.
• It’s easier to manage – It makes sense that getting one policy that covers all your vans will be easier to manage compared to insuring them under separate policies. Running a business already comes with enough headaches so at least insurance doesn’t have to be one.
• Insure multiple types of vehicles – Maybe your business has a mix of vans and cars that you want to insure together. The beauty of fleet insurance is that it’s very flexible and enables you to insure multiple vehicle types of varying values all under one policy.

Keeping costs to a minimum

• Get multiple quotes – Sites such as Cheap Fleet make it very easy to get van fleet insurance quotes from specialist providers. By getting quotes from many providers, you are able to easily compare them and choose the one that’s the best value for money.
• Make your vehicles secure – Making your vans secure is one of the best ways to save money on fleet insurance. By lowering the chance of your vans being broken into or vandalised, your insurance provider will be able to offer you a quote at a lower rate.
• Hire reliable drivers – Another key way to minimise what you pay for van fleet insurance is to hire reliable drivers. Hiring drivers who have a good amount of experience, are over the age of 25 and who have a clean driving history will go a long way to reducing what you spend on your insurance.
• Pay for the policy annually – Most people choose to pay for insurance monthly to help spread the cost and reduce what they’re paying upfront. However if you are able to pay for your policy upfront then you’ll be able to negotiate a significant discount.